Money and Technology

Technology Tips

Technology seems to change on a daily basis. We all need to have our wits about ourselves. We have previously written about websites that can be trusted but there are also ways that you can protect yourself.

While we love technology and don’t want to make you worried, we do have some tips which may help you stay safe online.

Choose strong passwords
Passwords are tricky. The most common passwords are “QWERTY” and “PASSWORD” these are just asking for trouble. Using a mixture of lower cases, capitals, numbers and symbols helps keep your password secure. Using different passwords for different websites is also a good idea

Add contacts for family and friends
Some scammers can call from what looks like local phone numbers. So you know who is calling, save contacts in your address book for family and friends so you know who is on the other end of the phone.

Don’t reply to emails from people you don’t know
Depending on your email ‘spam’ settings you may receive an email from someone you don’t recognise in your inbox. If you think this may be spam, right click on your mouse and click ‘spam’ or move to trash and delete. Never open attachments or click on links.

Be careful when clicking a link or attachment
Mentioned in the pervious point, do not click on a link or attachment. This could be a ‘virus’ which can affect your computer or security. Just delete!

Never give out your password, pin number, credit card or personal details
Your bank, the IRD or any trustworthy company will never call and ask for these. This also includes your debit card pin number. Personal identification is fine if you are the one calling the ban as they need to verify you however if someone calls you asking for your date of birth or credit card number, this should raise a flag.

Call the bank if you need
If you receive a call and they say they are calling on behalf of a 3rd party, you can ask for their details and then call the bank or 3rd party to check they are a legitimate company. If they are unwilling to do this, chances are they are a scam.

Avoid oversharing
Be careful about oversharing. This can include social media. Make sure your settings are private. This can be as simple as showing where you live and then telling everyone you’re off on a 2 week holiday. You have unwittingly advertised your home is unattended to robbers!

And like many things, when in doubt ask someone you trust

While the intention of this is not to frighten you, it is good to be aware that not everyone is wanting the best for you. If you are unsure, ask someone you trust. A friend or family member is always a good place to start.

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